Standard Terms Template
2024-07-01
11:23:54
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General
Integration
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API Direct Integration
PIQ (PaymentIQ)
Commission Buy Rate - Cards
Buy Rate Format
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By Volume
By Geo
By Volume
TIER 1 - from
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1 mil EUR
2 mil EUR
3 mil EUR
4 mil EUR
5 mil EUR
6 mil EUR
7 mil EUR
8 mil EUR
9 mil EUR
10 mil EUR
11 mil EUR
12 mil EUR
13 mil EUR
14 mil EUR
15 mil EUR
-to-
Select...
1 mil EUR
2 mil EUR
3 mil EUR
4 mil EUR
5 mil EUR
6 mil EUR
7 mil EUR
8 mil EUR
9 mil EUR
10 mil EUR
11 mil EUR
12 mil EUR
13 mil EUR
14 mil EUR
15 mil EUR
=
%
TIER 2 - from
Select...
1 mil EUR
2 mil EUR
3 mil EUR
4 mil EUR
5 mil EUR
6 mil EUR
7 mil EUR
8 mil EUR
9 mil EUR
10 mil EUR
11 mil EUR
12 mil EUR
13 mil EUR
14 mil EUR
15 mil EUR
-to-
Select...
1 mil EUR
2 mil EUR
3 mil EUR
4 mil EUR
5 mil EUR
6 mil EUR
7 mil EUR
8 mil EUR
9 mil EUR
10 mil EUR
11 mil EUR
12 mil EUR
13 mil EUR
14 mil EUR
15 mil EUR
=
%
+
By Geo
Inside EU
%
Outside EU
%
Settlement Terms & Fees
Segregation of Buy Rate
%
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Crypto
Fiat
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EUR
USD
CAD
AUD
Settlement Frequency
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Settlement WEEKLY
Settlement DAILY
Billing Period
From
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Monday
Tuesday
Wednesday
Thursday
Friday
-to CUT OFF-
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Monday
Tuesday
Wednesday
Thursday
Friday
Transaction +
T+
business days, settled on
Transactional Terms & Fees
Territories
EEA (EU & EFTA)
UK (GB)
CH
AU
NZ
US
CA
Acquiring Currencies
EUR
%
FX markup
GBP
%
FX markup
CHF
%
FX markup
PLN
%
FX markup
SEK
%
FX markup
PLN
%
FX markup
RON
%
FX markup
HUF
%
FX markup
ISK
%
FX markup
BGN
%
FX markup
AUD
%
FX markup
NZD
%
FX markup
USD
%
FX markup
CAD
%
FX markup
Payment Methods
VISA
Mastercard
Payment Mode
Pay-in
Pay-out
Minimum Transaction
EUR
Maximum Transaction
EUR
Annual MC & VI Registration fee
500 EUR (waived)
Gateway Access Fee
EUR
/per attempt ACCEPTED
EUR
/per attempt ACCEPTED
Refund Fee
EUR
/per refund
EUR
/per automatic refund
Chargeback Handling Fee
EUR
Canapay FX Margin
%
above underlying acquirer fees
Set-up per acquirer MID
EUR
Monthly Fees
EUR
Estimated Volumes
EUR
Initial Month
Estimated Volumes
EUR
Monthly after ramp up
Holdback Format
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Fixed
Rolling
Fixed
EUR
Capped (Fixed Deposit)
Rolling
EUR
Rolling Reserve
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30 days
60 days
90 days
120 days
150 days
180 days
210 days
240 days
270 days
300 days
330 days
360 days
Holdback - Existing
EUR
Existing Reserve held by Canapay
Maximum Chargeback Ratio
%
permitted
Maximum Fraud / Sale Ratio
%
permitted
MCC
5399, 6051 - Geo Dependant
3DS Challenge
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Yes (except unenrolled cards for CA, US)
No
Restrictions
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Requires Trusted VIP email whitelist
No whitelisting required
KYC Requirements
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No KYC, crypto confirmation step part
of in-process flow. Present KYC if requested via email from Canapay (rare)
No KYC. Present KYC if requested via email from Canapay (rare)
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